Offline Bank Transfers

Offline bank transfer methods do not immediately lead to the creation of a payment and transfer of funds from customer to merchant.
Instead, in the first step the customer is given the destination bank account details and additional parameters like purpose of payment (used for matching later on the payment to the customer).
Then the customer performs a bank transfer using its bank's software or physical facilities.
Last, PXP Financial pulls information about credits that happened on the company bank acccounts, or is notified by a provider, and it creates a payment and notifies the Merchant System about it, so that it can mark the order paid or credit the amount to the user's account.