PXP Financial Payment Service

The PXP Financial Payment Service Developer Hub

Welcome to the PXP Financial Payment Service developer hub. You'll find comprehensive guides and documentation to help you start working with PXP Financial Payment Service as quickly as possible, as well as support if you get stuck. Let's jump right in!

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3D Secure Test Scripts

3D Secure Supported Card Types

Card Type 3DS Version Available
Visa 1.0 Yes
2.0 Yes
Mastercard 1.0 Yes
2.0 Yes
Maestro 1.0 Yes
2.0 Yes
American Express 1.0 Not Supported
2.0 Yes
Diners 1.0 Not Supported
2.0 Yes
Discover 1.0 Not Supported
2.0 Yes
JCB 1.0 Not Supported
2.0 Coming Soon



3D Secure 1.0 Test Cases

Visa

Test No Test Case Card Number Expected Outcome
#1 291 - AuthenticatedByThreeDSecure (Y) 4111111111111517 The card is enrolled for 3DS 1.0 and will successfully authenticate following the ACS iFrame interaction
#2 290 - NotAuthenticatedByThreeDSecure (N) 4539827178364236 The card is enrolled for 3DS 1.0 and will return "Not Authenticated " following the ACS iFrame interaction
#3 304 - AuthenticateByThreeDSecureAttemptsPerformed (A) 4111111111111749 The card is enrolled for 3DS 1.0 and will return "Attempted " following the ACS iFrame interaction
#4 302 - VerifyThreeDSecureEnrollmentErrorReported (U) 4111111111111335 The card is enrolled for 3DS 1.0 and will return "Unavailable " following the ACS iFrame interaction
#5 284 - NotEnrolledInThreeDSecure 4176661000001015 The card is Not enrolled for 3DS 1.0 and will return a state of "NotEnrolled "
#6 303 - AuthenticateByThreeDSecureErrorReported (E) 4268844487727661 An unexpected Error occurred during the authentication process. Details of the error will be included in the API response



MasterCard

Test No Test Case Card Number Expected Outcome
#1 291 - AuthenticatedByThreeDSecure (Y) 5266248793296818 The card is enrolled for 3DS 1.0 and will successfully authenticate following the ACS iFrame interaction
#2 290 - NotAuthenticatedByThreeDSecure (N) 5573471234567898 The card is enrolled for 3DS 1.0 and will return "Not Authenticated " following the ACS iFrame interaction
#3 304 - AuthenticateByThreeDSecureAttemptsPerformed (A) 5266244462356579 The card is enrolled for 3DS 1.0 and will return "Attempted " following the ACS iFrame interaction
#4 302 - VerifyThreeDSecureEnrollmentErrorReported (U) 5453010000074104 The card is enrolled for 3DS 1.0 and will return "Unavailable " following the ACS iFrame interaction
#5 284 - NotEnrolledInThreeDSecure 5529361111111115 The card is Not enrolled for 3DS 1.0 and will return a state of "NotEnrolled "
#6 303 - AuthenticateByThreeDSecureErrorReported (E) 5453010000074187 An unexpected Error occurred during the authentication process. Details of the error will be included in the API response



Maestro

Test No Test Case Card Number Expected Outcome
#1 291 - AuthenticatedByThreeDSecure (Y) 5641820680160616 The card is enrolled for 3DS 1.0 and will successfully authenticate following the ACS iFrame interaction
#2 290 - NotAuthenticatedByThreeDSecure (N) 5641820680167033 The card is enrolled for 3DS 1.0 and will return "Not Authenticated " following the ACS iFrame interaction
#3 304 - AuthenticateByThreeDSecureAttemptsPerformed (A) 5641820680162620 The card is enrolled for 3DS 1.0 and will return "Attempted " following the ACS iFrame interaction
#4 302 - VerifyThreeDSecureEnrollmentErrorReported (U) 5641820680163321 The card is enrolled for 3DS 1.0 and will return "Unavailable " following the ACS iFrame interaction
#5 284 - NotEnrolledInThreeDSecure 5641820680162406 The card is Not enrolled for 3DS 1.0 and will return a state of "NotEnrolled "
#6 303 - AuthenticateByThreeDSecureErrorReported (E) 5641820680167017 An unexpected Error occurred during the authentication process. Details of the error will be included in the API response



3D Secure 2.0 Test Cases

Visa

Test No Test Case Card Number Expected Outcome
#1 13- Authorisation after successful user authentication (Y) 4012002436599751 The card is 3DS 2.0 capable and is authenticated without a challenge
#2 13- Authorisation after successful user authentication (Y)
(**Issuer does not yet support device fingerprinting**)
4713747730076631 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated without a challenge
#3 587 - UserAuthenticationFailed (N) 4012004607648219 The card is 3DS 2.0 capable and is not authenticated immediately without a challenge
#4 587 - UserAuthenticationFailed (N)
(**Issuer does not yet support device fingerprinting**)
4713845329904385 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated immediately without a challenge.
#5 13 - Authorisation after attempted user authentication (A 4012006646145883 The card is 3DS 2.0 capable and authentication was attempted. A CAVV is provided as proof of the attempt
#6 13 - Authorisation after attempted user authentication (A)
(**Issuer does not yet support device fingerprinting**)
4713845329903403 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was attempted and a CAVV is provided as proof of the attempt
#7 587 - UserAuthenticationFailed (U) 4012002586146890 The card is 3DS 2.0 capable but Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#8 587 - UserAuthenticationFailed (U)
(**Issuer does not yet support device fingerprinting**)
4713845329903411 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#9 597 - UserAuthenticationRejected (R) 4012008114640379 The card is 3DS 2.0 capable but was rejected by the card issuer
#10 597 - UserAuthenticationRejected (R)
(**Issuer does not yet support device fingerprinting**)
4713747730615727 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer.
#11 13 - Authorisation after successful user verification (Y) 4012008587148611 The card is 3DS 2.0 capable and is authenticated following a successful challenge
#12 13 - Authorisation after successful user verification (Y)
(**Issuer does not yet support device fingerprinting**)
4713747730615693 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated following a successful challenge.
#13 592 - UserVerificationFailed (N) 4012009442921515 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#14 592 - UserVerificationFailed (N)
(**Issuer does not yet support device fingerprinting**)
4713747730615701 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#15 592 - UserVerificationFailed (U) 4012001887857205 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#16 592 - UserVerificationFailed (U)
(**Issuer does not yet support device fingerprinting**)
4713747730615743 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#17 598 - UserVerificationRejected (R) 4012006822661778 The card is 3DS 2.0 capable but was rejected by the card issuer following a challenge
#18 598 - UserVerificationRejected (R)
(**Issuer does not yet support device fingerprinting**)
4713747730615719 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer following a challenge.
#19 600 - UserAuthenticationErrorOccurred 4111111372680051 An unexpected error occurred during the authentication process. Details of the error will be included in the API response
#20 600 - UserAuthenticationErrorOccurred
(**Issuer does not yet support device fingerprinting**)
4713747730615735 An unexpected error occurred during the authentication process. Details of the error will be included in the API response. No fingerprinting performed because it's not supported by Issuer.



MasterCard

Test No Test Case Card Number Expected Outcome
#1 13- Authorisation after successful user authentication (Y) 5266001057658730 The card is 3DS 2.0 capable and is authenticated without a challenge
#2 13- Authorisation after successful user authentication (Y)
(**Issuer does not yet support device fingerprinting**)
5266009957266702 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated without a challenge
#3 587 - UserAuthenticationFailed (N) 5266001057658748 The card is 3DS 2.0 capable and is not authenticated immediately without a challenge
#4 587 - UserAuthenticationFailed (N)
(**Issuer does not yet support device fingerprinting**)
5266009957266710 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated immediately without a challenge.
#5 13 - Authorisation after attempted user authentication (A) 5266001057658771 The card is 3DS 2.0 capable and authentication was attempted. A CAVV is provided as proof of the attempt
#6 13 - Authorisation after attempted user authentication (A)
(**Issuer does not yet support device fingerprinting**)
5266009957266785 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was attempted and a CAVV is provided as proof of the attempt
#7 587 - UserAuthenticationFailed (U) 5266001057658789 The card is 3DS 2.0 capable but Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#8 587 - UserAuthenticationFailed (U)
(**Issuer does not yet support device fingerprinting**)
5266009957266793 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#9 597 - UserAuthenticationRejected (R) 5266001057658797 The card is 3DS 2.0 capable but was rejected by the card issuer
#10 597 - UserAuthenticationRejected (R)
(**Issuer does not yet support device fingerprinting**)
5266009957266751 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer.
#11 13 - Authorisation after successful user verification (Y) 5266001057658755 The card is 3DS 2.0 capable and is authenticated following a successful challenge
#12 13 - Authorisation after successful user verification (Y)
(**Issuer does not yet support device fingerprinting**)
5266009957266728 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated following a successful challenge.
#13 592 - UserVerificationFailed (N) 5266001057658763 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#14 592 - UserVerificationFailed (N)
(**Issuer does not yet support device fingerprinting**)
5266009957266736 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#15 592 - UserVerificationFailed (U) 5266001057658805 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#16 592 - UserVerificationFailed (U)
(**Issuer does not yet support device fingerprinting**)
5266009957266801 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#17 598 - UserVerificationRejected (R) 5266001057618122 The card is 3DS 2.0 capable but was rejected by the card issuer following a challenge
#18 598 - UserVerificationRejected (R)
(**Issuer does not yet support device fingerprinting**)
5266009957266744 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer following a challenge.
#19 600 - UserAuthenticationErrorOccurred 5266001057266666 An unexpected error occurred during the authentication process. Details of the error will be included in the API response
#20 600 - UserAuthenticationErrorOccurred
(**Issuer does not yet support device fingerprinting**)
5266009957266769 An unexpected error occurred during the authentication process. Details of the error will be included in the API response. No fingerprinting performed because it's not supported by Issuer.



Maestro

Test No Test Case Card Number Expected Outcome
#1 13- Authorisation after successful user authentication (Y) 5612427025678313 The card is 3DS 2.0 capable and is authenticated without a challenge
#2 13- Authorisation after successful user authentication (Y)
(**Issuer does not yet support device fingerprinting**)
5612423704917353 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated without a challenge
#3 587 - UserAuthenticationFailed (N) 5612427025678321 The card is 3DS 2.0 capable and is not authenticated immediately without a challenge
#4 587 - UserAuthenticationFailed (N)
(**Issuer does not yet support device fingerprinting**)
5612423704911596 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated immediately without a challenge.
#5 13 - Authorisation after attempted user authentication (A) 5612427025678354 The card is 3DS 2.0 capable and authentication was attempted. A CAVV is provided as proof of the attempt
#6 13 - Authorisation after attempted user authentication (A)
(**Issuer does not yet support device fingerprinting**)
5612423704911653 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was attempted and a CAVV is provided as proof of the attempt
#7 587 - UserAuthenticationFailed (U) 5612427025678362 The card is 3DS 2.0 capable but Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#8 587 - UserAuthenticationFailed (U)
(**Issuer does not yet support device fingerprinting**)
5612423704911661 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#9 597 - UserAuthenticationRejected (R) 5612427025678370 The card is 3DS 2.0 capable but was rejected by the card issuer
#10 597 - UserAuthenticationRejected (R)
(**Issuer does not yet support device fingerprinting**)
5612423704911638 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer.
#11 13 - Authorisation after successful user verification (Y) 5612427025678339 The card is 3DS 2.0 capable and is authenticated following a successful challenge
#12 13 - Authorisation after successful user verification (Y)
(**Issuer does not yet support device fingerprinting**)
5612423704911604 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated following a successful challenge.
#13 592 - UserVerificationFailed (N) 5612427025678347 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#14 592 - UserVerificationFailed (N)
(**Issuer does not yet support device fingerprinting**)
5612423704911612 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#15 592 - UserVerificationFailed (U) 5612427025678396 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#16 592 - UserVerificationFailed (U)
(**Issuer does not yet support device fingerprinting**)
5612423704911679 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#17 598 - UserVerificationRejected (R) 5612427025637699 The card is 3DS 2.0 capable but was rejected by the card issuer following a challenge
#18 598 - UserVerificationRejected (R)
(**Issuer does not yet support device fingerprinting**)
5612423704911620 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer following a challenge.
#19 600 - UserAuthenticationErrorOccurred 5612427025678388 An unexpected error occurred during the authentication process. Details of the error will be included in the API response
#20 600 - UserAuthenticationErrorOccurred
(**Issuer does not yet support device fingerprinting**)
5612423704911646 An unexpected error occurred during the authentication process. Details of the error will be included in the API response. No fingerprinting performed because it's not supported by Issuer.



American Express

Test No Test Case Card Number Expected Outcome
#1 13- Authorisation after successful user authentication (Y) 375987112281683 The card is 3DS 2.0 capable and is authenticated without a challenge
#2 13- Authorisation after successful user authentication (Y)
(**Issuer does not yet support device fingerprinting**)
375987123418258 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated without a challenge
#3 587 - UserAuthenticationFailed (N) 375987112281691 The card is 3DS 2.0 capable and is not authenticated immediately without a challenge
#4 587 - UserAuthenticationFailed (N)
(**Issuer does not yet support device fingerprinting**)
375987123418266 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated immediately without a challenge.
#5 13 - Authorisation after attempted user authentication (A) 375987112281733 The card is 3DS 2.0 capable and authentication was attempted. A CAVV is provided as proof of the attempt
#6 13 - Authorisation after attempted user authentication (A)
(**Issuer does not yet support device fingerprinting**)
375987123418308 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was attempted and a CAVV is provided as proof of the attempt
#7 587 - UserAuthenticationFailed (U) 375987112281741 The card is 3DS 2.0 capable but Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#8 587 - UserAuthenticationFailed (U)
(**Issuer does not yet support device fingerprinting**)
375987123418316 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#9 597 - UserAuthenticationRejected (R) 375987112281758 The card is 3DS 2.0 capable but was rejected by the card issuer
#10 597 - UserAuthenticationRejected (R)
(**Issuer does not yet support device fingerprinting**)
375987123418324 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer.
#11 13 - Authorisation after successful user verification (Y) 375987112281709 The card is 3DS 2.0 capable and is authenticated following a successful challenge
#12 13 - Authorisation after successful user verification (Y)
(**Issuer does not yet support device fingerprinting**)
375987123418274 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated following a successful challenge.
#13 592 - UserVerificationFailed (N) 375987112281717 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#14 592 - UserVerificationFailed (N)
(**Issuer does not yet support device fingerprinting**)
375987123418282 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#15 592 - UserVerificationFailed (U) 375987112281774 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#16 592 - UserVerificationFailed (U)
(**Issuer does not yet support device fingerprinting**)
375987123418340 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#17 598 - UserVerificationRejected (R) 375987112281725 The card is 3DS 2.0 capable but was rejected by the card issuer following a challenge
#18 598 - UserVerificationRejected (R)
(**Issuer does not yet support device fingerprinting**)
375987123418290 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer following a challenge.
#19 600 - UserAuthenticationErrorOccurred 375987112281766 An unexpected error occurred during the authentication process. Details of the error will be included in the API response
#20 600 - UserAuthenticationErrorOccurred
(**Issuer does not yet support device fingerprinting**)
375987123418332 An unexpected error occurred during the authentication process. Details of the error will be included in the API response. No fingerprinting performed because it's not supported by Issuer.

Diners

Test No Test Case Card Number Expected Outcome
#1 13- Authorisation after successful user authentication (Y) 3811111111111207 The card is 3DS 2.0 capable and is authenticated without a challenge
#2 13- Authorisation after successful user authentication (Y)
(**Issuer does not yet support device fingerprinting**)
3822222222000010 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated without a challenge
#3 587 - UserAuthenticationFailed (N) 3811111111111173 The card is 3DS 2.0 capable and is not authenticated immediately without a challenge
#4 587 - UserAuthenticationFailed (N)
(**Issuer does not yet support device fingerprinting**)
3822222222000028 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated immediately without a challenge.
#5 13 - Authorisation after attempted user authentication (A) 3811111111111165 The card is 3DS 2.0 capable and authentication was attempted. A CAVV is provided as proof of the attempt
#6 13 - Authorisation after attempted user authentication (A)
(**Issuer does not yet support device fingerprinting**)
3822222222000036 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was attempted and a CAVV is provided as proof of the attempt
#7 587 - UserAuthenticationFailed (U) 3811111111111181 The card is 3DS 2.0 capable but Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#8 587 - UserAuthenticationFailed (U)
(**Issuer does not yet support device fingerprinting**)
3822222222000044 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#9 597 - UserAuthenticationRejected (R) 3811111111111199 The card is 3DS 2.0 capable but was rejected by the card issuer
#10 597 - UserAuthenticationRejected (R)
(**Issuer does not yet support device fingerprinting**)
3822222222000051 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer.
#11 13 - Authorisation after successful user verification (Y) 3811111111111124 The card is 3DS 2.0 capable and is authenticated following a successful challenge
#12 13 - Authorisation after successful user verification (Y)
(**Issuer does not yet support device fingerprinting**)
3822222222000069 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated following a successful challenge.
#13 592 - UserVerificationFailed (N) 3811111111111132 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#14 592 - UserVerificationFailed (N)
(**Issuer does not yet support device fingerprinting**)
3822222222000077 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#15 592 - UserVerificationFailed (U) 3811111111111140 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#16 592 - UserVerificationFailed (U)
(**Issuer does not yet support device fingerprinting**)
3822222222000085 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#17 598 - UserVerificationRejected (R) 3811111111111157 The card is 3DS 2.0 capable but was rejected by the card issuer following a challenge
#18 598 - UserVerificationRejected (R)
(**Issuer does not yet support device fingerprinting**)
3822222222000093 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer following a challenge.
#19 600 - UserAuthenticationErrorOccurred 3811111111111215 An unexpected error occurred during the authentication process. Details of the error will be included in the API response
#20 600 - UserAuthenticationErrorOccurred
(**Issuer does not yet support device fingerprinting**)
3822222222000101 An unexpected error occurred during the authentication process. Details of the error will be included in the API response. No fingerprinting performed because it's not supported by Issuer.

Discover

Test No Test Case Card Number Expected Outcome
#1 13- Authorisation after successful user authentication (Y) 6011201111111207 The card is 3DS 2.0 capable and is authenticated without a challenge
#2 13- Authorisation after successful user authentication (Y)
(**Issuer does not yet support device fingerprinting**)
6011201111171110 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated without a challenge
#3 587 - UserAuthenticationFailed (N) 6011051111171416 The card is 3DS 2.0 capable and is not authenticated immediately without a challenge
#4 587 - UserAuthenticationFailed (N)
(**Issuer does not yet support device fingerprinting**)
6011051111171515 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated immediately without a challenge.
#5 13 - Authorisation after attempted user authentication (A) 6506011111171610 The card is 3DS 2.0 capable and authentication was attempted. A CAVV is provided as proof of the attempt
#6 13 - Authorisation after attempted user authentication (A)
(**Issuer does not yet support device fingerprinting**)
6506011111171719 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was attempted and a CAVV is provided as proof of the attempt
#7 587 - UserAuthenticationFailed (U) 6011051111171614 The card is 3DS 2.0 capable but Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#8 587 - UserAuthenticationFailed (U)
(**Issuer does not yet support device fingerprinting**)
6011201111171615 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. Authentication was Unavailable due to a technical or other issue at the scheme's directory server
#9 597 - UserAuthenticationRejected (R) 6011201111171516 The card is 3DS 2.0 capable but was rejected by the card issuer
#10 597 - UserAuthenticationRejected (R)
(**Issuer does not yet support device fingerprinting**)
6011201111171714 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer.
#11 13 - Authorisation after successful user verification (Y) 6011771111171419 The card is 3DS 2.0 capable and is authenticated following a successful challenge
#12 13 - Authorisation after successful user verification (Y)
(**Issuer does not yet support device fingerprinting**)
6011861111171418 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is authenticated following a successful challenge.
#13 592 - UserVerificationFailed (N) 6011861111171517 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#14 592 - UserVerificationFailed (N)
(**Issuer does not yet support device fingerprinting**)
6011861111171616 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#15 592 - UserVerificationFailed (U) 6440001111171610 The card is 3DS 2.0 capable and is not authenticated following a failed challenge
#16 592 - UserVerificationFailed (U)
(**Issuer does not yet support device fingerprinting**)
6440001111171719 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card is not authenticated following a failed challenge.
#17 598 - UserVerificationRejected (R) 6440001111171511 The card is 3DS 2.0 capable but was rejected by the card issuer following a challenge
#18 598 - UserVerificationRejected (R)
(**Issuer does not yet support device fingerprinting**)
6506011111171511 The card is 3DS 2.0 capable but the card issuer does not yet support the device fingerprinting. The card was rejected by the card issuer following a challenge.
#19 600 - UserAuthenticationErrorOccurred 6440001111176668 An unexpected error occurred during the authentication process. Details of the error will be included in the API response
#20 600 - UserAuthenticationErrorOccurred
(**Issuer does not yet support device fingerprinting**)
6011771111176665 An unexpected error occurred during the authentication process. Details of the error will be included in the API response. No fingerprinting performed because it's not supported by Issuer.



3DS 2.0 - scaChallengeIndicator & WhiteListStatus behaviour

If setting "scaChallengeIndicator": "requestChallengeWithWhitelistPrompt" in the PreAuthentication request, the below amounts will return the specified WhiteListStatus values in the Challenge Response.
For the purpose of testing, please use card 5266001057658755 along with scaPolicy to 2 or 3 which forces 3D Secure 2.0 on all cards.
Value Amount Description
Y 157.44 3DS Requestor is whitelisted by cardholder
N 157.55 3DS Requestor is not whitelisted by cardholder
E 157.66 Not eligible as determined by issuer
P 157.77 Pending confirmation by cardholder
R 157.88 Cardholder rejected
U 157.99 Whitelist status unknown, unavailable, or does not apply

scaExemptionEngineResult behaviour

Card Region 3DS Version Description
4485276145112951 EEA 1.0 This card is located within the EEA so is mandated for SCA.
Set the amount to be 30.00 EUR or below (or equivalent in the chosen currency) to qualify for lowValue.
Set the amount to be 30.01 EUR or above (or equivalent in the chosen currency) to recieve noExemptionAvailable.
It can be used with any scaPolicy.
4018441111111116 Non EEA 1.0 This card is located outside the EEA so qualifies for oneLegOut.
It is best used with scaPolicy 1.
4003028255459216 EEA 2.0 This card is located within the EEA so is mandated for SCA.
Set the amount to be 30.00 EUR or below (or equivalent in the chosen currency) to qualify for lowValue.
Set the amount to be 30.01 EUR or above (or equivalent in the chosen currency) to recieve noExemptionAvailable.
It can be used with any scaPolicy.
4066332133641886 Non EEA 2.0 This card is located outside the EEA so qualifies for oneLegOut.
It is best used with scaPolicy 1.

Updated 4 months ago

3D Secure Test Scripts


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